Blockchain and smart contracts! Blockchain is highly transparent, decentralized, untamperable, automatic, etc. This means we do not need to raise a lot of people to sell, explain, check, payout...All things are done by smart contracts on blockchain. Also, users do not need to worry about everything about claims. If they meet the claim conditions set by the smart contract-based peer-to-peer discretionary mutual protection pools, the funds will be paid to their account and no one can stop it from happening!